Hi everyone.  I have not posted in a while because we had an extremely busy October.  The combination of the first time tax credit and the extremely low interest rates caused a mini boom in the appraisal market.  We at Capuano Appraisal services were very grateful to be positioned to take advantage of this market opportunity.  November continues to be brisk with interest rates below 5%.  In addition, the tax credit has been extended.   The one negative in the Northern Virginia market currently is the lack of readily available home inventory.   Many of the homes that are actively listed are still "short sale" properties that take time and risk to acquire.  Regular sale properties are in short supply.